A cornerstone of financial planning is the recognition that everyone’s economic and life situation is unique. Personalized service is essential when matching clients with the right financial products and services. A commitment to professionalism and the cooperative development of unique, personal goals forms the foundation of any strong financial plan. A financial plan must reflect the stage of life its owner is in: whether purchasing a first home, financing a child’s college education or planning for retirement. A plan must reflect its owner’s personal or business situation, and highlight those financial products that best fit it. A custom-tailored financial plan must also be continually reviewed to measure its achievements against stated aims, and ensure the owner is comfortable everything is moving forward according to plan. If you ever have questions about your plan or about specific financial products, contact me. We will set up a time to meet to review your needs and address any questions you may have. Contact us today.
Jon D. Lumbra
Chief Financial Officer and Vice President of Administration
As vice president and chief financial officer (CFO), Jon Lumbra is responsible for all the company’s financial functions including accounting, audit, treasury and corporate finance. He also leads all human resources activities and is the Managing Partner of both the Benefits and Wealth Divisions. His career spans nearly 20 years of varied experience in financial management, business leadership and corporate strategy.
Before joining Dowd in May 2016, Jon served as Controller for Loomis Communities, an organization that enriches the lives of older adults. Prior to that, he served as Treasurer for the City of Holyoke, Mass.
Jon is a graduate of Southern New Hampshire University, and is a long-time board member of both the Holyoke Visiting Nurse Association and Pathlight where is also the Board Treasurer. Jon lives in Southampton with his wife Patricia and their three children.
Jon lives with his wife, Patricia, and three children in Southampton.
Joseph possesses over 19 years experience in the financial services industry. Joseph has worked in various capacities within Lehman Brothers, Morgan Stanley, Seligman Advisors, and Fifth Third Asset Management.
Prior to joining LPL as a Financial Advisor he managed and trained teams of Research Analysts who were responsible for the portfolio construction of Institutional, Pension, and Private Client accounts. Joe also was responsible for the distribution of managed account products and has trained Financial Advisors in the implementation of customized asset allocation strategies for their clients.
Joe’s focus is upon developing family financial plans, investment plans, investment policy statements, and constructing asset allocation strategies for Institutions, Pensions, Endowments and Foundations, and individual clients throughout the United States. Joe possesses his Bachelors Degree in Business Administration and holds his series 7, 63 with LPL Financial and series 65 with Private Advisor Group, as well as Insurance licenses.
Formerly Chief Financial Officer/Comptroller of the Holyoke Gas and Electric Department for ten years, Mr. Richards was closely involved in the formation of two cooperatives and preparation and execution of a $50 million bond issue. He also brought to market and developed financing, analysis, and recommendations for yearly multi-million-dollar capital requests.
At HG&E, Mr. Richards oversaw Purchasing, Human Resources, Treasury functions, Payroll, Financial Statement preparation, and annual audits.
Brian Richard is solely a representative of Private Advisor Group, DBA Bleakley Financial Group and not affiliated with LPL Financial.
Joe is an independent Financial Consultant with 24 years’ experience, specifically in the retirement plan industry. He holds a BA in Communications and minors in Business and English Joe is a Partner and Senior Retirement Consultant at Flynn Financial Partners, and holds an CPFA (Certified Plan Fiduciary Advisor) Designation.
Joe has a lengthy career in developing retirement plans, fiduciary processes, and advising committees on investment governance practices. In addition, Joe brings incredible value in helping participants pursue their goals while working with the Plan Fiduciaries to ensure the plan is working as intended and helping the fiduciaries manage their duties. Joe has been a panelist and frequent guest speaker at industry events with the Retirement Learning Center, a Nationally known ERISA consulting practice.
A valued employee of The Dowd Agencies since 2002, Ellie Burns has brought her experience as a registered sales assistant to Dowd Wealth Management. She is responsible for overseeing daily operations related to client services, registered representatives and vendors, as well as maintaining office compliance and standards. Ellie earned her degree in business administration and sociology from Regis College and holds several FINRA certifications, including General Securities Representative and Uniform Securities Agent held with LPL Fianncial. Also, she has her Uniform Investment Advisor with Private Advisor Group. In addition, she is a Massachusetts Licensed Insurance Broker for life, health, long term care and disability insurance.
Outside of work, Ellie is involved in several charitable endeavors; she is the founder and current trustee of a YMCA-associated summer camp fund, and is working with the Arbor Day Foundation to implement a new science curriculum in schools. A resident of Wilbraham, Ellie enjoys traveling, being outdoors and spending time with her two children and two dogs.
Client Services Associate
Jennifer Malespina has joined the team as a Client Services Associate. She serves a key role in supporting advisors as well as working with clients. Fairly new to the financial services industry, Jen is currently studying to obtain her Series 7 license.
Jen recently graduated from Penn State University where she received her Bachelor’s Degree from the Smeal College of Business. While attending PSU, she held executive leadership positions on both the Marketing and Recruitment teams within her sorority.
Outside of work, Jen is passionate about sustainability and helping others through several nonprofits. She also enjoys painting, traveling, and going to the beach with her friends and family.